Análisis de los riesgos empresariales en el sector de servicios de exportación e importación en Colombia para la microempresa Cali Cargo Ltda.

Abstract

This study examines the importance of corporate risk management in an SME and the need for Colombian organizations to assume risk management as an important factor in the fulfillment of goals while planning strategies in an entity. The name of the SME is Cali Cargo Ltda., a Colombian company that exemplifies the lack of controls against the risks faced by SMEs (small and medium enterprises) and those that may exist to prevent any unforeseen difficulties. The ISO: 31000 generates the basic instructions for the understanding of business risks and the main concepts that should be taken into account to control them. The result of the investigation reflects that the company in question lacks knowledge and management of the risks that surround it and, as a consequence of this situation, the company interests have been affected in different ways. A risk management plan is prescribed to the SME in order for it to understand the importance of controlling organizational risks, detail the division of internal and external difficulties to which companies are exposed, analyze the processes given in an SME -regarding their individual risks-, stipulate the seriousness of the difficulties that a company is going through, and generate a plan to face each danger given in small and medium-sized companies.